Nippon India Mutual Fund
Nippon India Mutual Fund (previously Reliance Mutual Fund) is one in every of India’s largest and most depended on asset control companies. With a robust investor base, extensive fund options, and consistent overall performance across asset lessons, Nippon India Mutual Fund has grow to be a desired desire for both new and experienced traders.
Let’s discover the full updated 2025 manual.
What is Nippon India Mutual Fund?
Nippon India Mutual Fund is an Indian asset control organization owned with the aid of Nippon Life Insurance, Japan, one of the international’s biggest economic establishments. It manages a extensive range of mutual fund schemes inclusive of fairness budget, hybrid finances, debt budget, index finances, ETFs, and global funds.
Earlier called Reliance Mutual Fund, it turned into rebranded after Nippon Life increased its possession.
Key Highlights:
- Over ₹3.4 lakh crore+ AUM (Assets Under Management)
- More than 1 crore+ traders
- Offers 60+ fund schemes
- Strong SIP network throughout India
- Regulated via SEBI and AMFI
Nippon price range are popular due to regular returns, wide fund picks, and robust management.
Why Invest in Nippon India Mutual Fund?
Investors choose Nippon India Mutual Fund for many reasons:
✔ Strong lengthy-term performance
Many Nippon fairness and hybrid finances have introduced competitive returns over 5–10 years.
✔ Wide fund range
Suitable for buyers of all classes—novices, mild traders, and specialists.
✔ Low-cost index price range & ETFs
Nippon is a frontrunner in ETF investment in India.
✔ Strong SIP options
SIP starts off evolved at simply ₹100, making it inexpensive.
✔ Trusted worldwide backing
Owned via Nippon Life Insurance of Japan, recognized for economic balance.
Types of Nippon India Mutual Funds
Here are the huge classes presented:
1. Equity Mutual Funds
These spend money on shares and are ideal for lengthy-time period wealth introduction.
Examples:
- Nippon India Small Cap Fund
- Nippon India Growth Fund
- Nippon India Large Cap Fund
2. Debt Mutual Funds
Suitable for low-danger investors who need strong returns.
Examples:
- Nippon India Liquid Fund
- Nippon India Ultra Short Duration Fund
3. Hybrid Funds
Blend of fairness + debt for balanced returns.
Examples:
- Nippon India Balanced Advantage Fund
- Nippon India Equity Hybrid Fund
4. Index Funds & ETFs
Track marketplace indices like Nifty 50, Sensex, Bank Nifty.
Examples:
- Nippon India Nifty 50 Index Fund
- Nippon India ETF Nifty BeES
- Nippon India Gold ETF
5. International Funds
Invest globally for diversification.
Examples:
- Nippon India US Equity Opportunities Fund
Top 10 Best Nippon India Mutual Funds (2025)
The desk below lists the pinnacle-appearing Nippon price range primarily based on three-year and five-year returns.
Top Nippon Mutual Funds – Performance Table 2025
| Rank | Fund Name | Category | 3-Year Return | 5-Year Return | Risk Level |
|---|---|---|---|---|---|
| 1 | Nippon India Small Cap Fund | Equity | ~29% | ~26% | High |
| 2 | Nippon India Growth Fund | Large & Mid Cap | ~22% | ~18% | High |
| 3 | Nippon India Multi Cap Fund | Multi Cap | ~20% | ~17% | High |
| 4 | Nippon India Infrastructure Fund | Thematic | ~23% | ~19% | High |
| 5 | Nippon India Balanced Advantage Fund | Hybrid | ~13% | ~11% | Moderate |
| 6 | Nippon India Liquid Fund | Debt | ~6% | ~6% | Low |
| 7 | Nippon India Low Duration Fund | Debt | ~7% | ~6% | Low |
| 8 | Nippon India Nifty 50 Index Fund | Index | ~14% | ~13% | Moderate |
| 9 | Nippon India Gold ETF | Commodity | ~9% | ~11% | Moderate |
| 10 | Nippon India US Equity Opportunities | International | ~15% | ~12% | High |
(Returns exchange daily. Data approximate for academic purposes.)
Nippon India Mutual Fund NAV Details
NAV (Net Asset Value) indicates the market price of the fund.
NAV Example Table (Popular Funds)
| Fund Name | NAV (Approx.) | Category |
|---|---|---|
| Nippon India Small Cap Fund | ₹165+ | Equity |
| Nippon India Balanced Advantage Fund | ₹39+ | Hybrid |
| Nippon India Liquid Fund | ₹5700+ | Debt |
| Nippon India Nifty 50 Index Fund | ₹24+ | Index |
| Nippon India US Equity Opportunities Fund | ₹35+ | International |
NAV changes regularly based on marketplace movement.
Benefits of Nippon India Mutual Fund
✔ 1. Long-Term Wealth Creation
Equity finances assist build wealth via compounding.
✔ 2. Professional Management
Expert fund managers analyze markets and manage investments.
✔ 3. Low Minimum Investment
Start SIP with simply ₹100 or lump-sum with ₹500.
✔ 4. Transparency
NAV updates each day, reviews to be had on-line.
✔ 5. Diversification
Invest throughout sectors, industries & nations.
✔ 6. Automated SIP
Automatic monthly deduction makes investing simpler.
Risks Involved in Nippon India Mutual Fund
Mutual budget additionally have risks that buyers should know:
- Market volatility (in particular in fairness finances)
- Interest rate fluctuations (in debt budget)
- Economic slowdown affecting returns
- Currency fluctuation in international finances
Risk levels range with the aid of scheme—low, moderate, or high.
How to Invest in Nippon India Mutual Fund (Step-through-Step)
Investing is quite simple and beginner-pleasant.
👉 Step 1: Complete KYC
Submit:
- Aadhaar
- PAN
- Bank info
- Photo
👉 Step 2: Choose Your Investment Mode
- SIP (month-to-month)
- Lump-sum (one-time)
👉 Step 3: Select the Fund Type
Equity, hybrid, debt, index, or international based on chance profile.
👉 Step 4: Select Mutual Fund Platform
You can make investments the use of:
- Nippon India Mutual Fund official internet site/app
- Groww
- Upstox
- Paytm Money
- Zerodha Coin
- Banks
👉 Step 5: Start SIP or Lump-Sum
Enter amount and affirm payment.
Documents Required to Invest
| Document Type | Purpose |
|---|---|
| PAN Card | Mandatory for investment |
| Aadhaar Card | KYC verification |
| Bank Account | Fund transaction |
| Mobile Number | OTP verification |
| Email ID | Statement alerts |
Who Should Invest in Nippon India Mutual Fund?
✔ Beginners
Can put money into hybrid funds and index price range.
✔ Long-Term Wealth Builders
Equity price range like small cap & multi cap are remarkable choices.
✔ Low-Risk Investors
Debt budget provide solid returns.
✔ Investors Seeking Passive Income
Monthly income plans (MIP) are suitable.
✔ Diversifiers
Those wanting worldwide exposure can pick international finances.
SIP in Nippon India Mutual Fund – How it Works
SIP (Systematic Investment Plan) is the maximum famous manner to make investments.
Example SIP Table (₹5000 in line with month)
| Fund Name | 5-Year Value | 10-Year Value |
|---|---|---|
| Nippon India Small Cap Fund | ₹4.8 lakh | ₹12–14 lakh |
| Nippon India Growth Fund | ₹4.2 lakh | ₹10–12 lakh |
| Nippon India Balanced Advantage Fund | ₹3.5 lakh | ₹7–8 lakh |
(Values range based on marketplace situations.)
Tax Rules for Nippon India Mutual Fund
Equity Funds
- Holding <1 year → 15% tax
- Holding >1 yr → 10% LTCG (above ₹1 lakh earnings)
Debt Funds
- Taxed as consistent with earnings slab fee
Hybrid Funds
Tax relies upon on fairness proportion.
Nippon India Mutual Fund Customer Care
| Service | Details |
|---|---|
| Toll-Free Number | 1800 266 0111 |
| Email Support | customercare@nipponmf.in |
| Website | nipponindiamf.com |
Frequently Asked Questions (FAQs)
1. Is Nippon India Mutual Fund secure?
Yes, it’s miles regulated by way of SEBI and sponsored by means of Nippon Life Insurance.
2. What is the minimal SIP amount?
Starts from ₹100
3. Which Nippon fund is first-rate for lengthy-term?
- Small Cap Fund
- Growth Fund
- Multi Cap Fund
4. Can beginners make investments?
Yes, specifically in index budget or balanced advantage finances.
5. How to check NAV?
Check respectable internet site or apps like Groww, Paytm, or Zerodha.
Conclusion
Nippon India Mutual Fund is a dependable funding option for each type of investor. Whether you are a novice beginning with SIP or an experienced investor seeking out long-time period wealth advent, Nippon gives a huge range of fund classes with sturdy overall performance history.
With regular returns, sturdy fund management, global backing, transparency, and occasional entry fee, it is still one in every of India’s top mutual fund corporations in 2025.
